Many people hesitate when they consider pre-arranging services. Although discussing funeral arrangements might remind us of difficult times ahead for a loved one or even for ourselves, discussing and planning arrangements does not have to be an uncomfortable event. It can be an important and responsible step that can ease both emotional and financial distress.
Because there are so many details and decisions associated with arranging a funeral, planning a funeral before the need arises can relieve loved ones of the responsibility of making arrangements at a time that can be difficult. Planning in advance can demonstrate love and consideration; most importantly, it provides peace of mind in knowing that all of the financial considerations have been addressed and that all of the decisions meet your wishes and needs. Pre-planning eliminates doubt.
Another reason to pre-plan is to qualify a person for Medicaid. The Medicaid program allows only $2000 in assets. Pre-paid funerals are not considered an asset.
Pre-planning services for yourself or for a loved one affords you the opportunity to select exactly the type of services you wish. Because all services and merchandise may be selected and paid for in advance, pre-planning can guarantee all selections at today's prices - potentially saving you and your family a substantial amount of money.
And addressing the many decisions in advance when you are emotionally and financially prepared to handle them just makes sense. It is a fiscally responsible approach for something so important; it is planning for you and your family's future.
By pre-funding, you can guarantee the cost of your services. Services can be pre-paid by check, cash or assignment of life insurance policies. Any funds pre-paid must be placed into an irrevocable funeral trust and invested within the strict guidelines set forth by the State of Ohio.
If you have questions about pre-planning or pre-paying, please call 513-251-9700 or you may submit a question here by email. All inquiries will be kept confidential.